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Analyzing Recent Health Care Legislation- A Literature Review of Key Issues and Implications

Maureen

Analyzing Recent Health Care Legislation- A Literature Review of Key Issues and Implications

Health Care Inaccessibility

Review of Literature

Healthcare accessibility has recently been a source of concern for many Americans. Lack of access to healthcare services, other than good healthcare services, has been a challenge that has caused so many Americans to suffer, with some even dying. This is the primary motivation for this literature review; it is stated that more and more Americans are having difficulty accessing healthcare daily.

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This literature review aims to look at the country’s possible causes of health inaccessibility and possible solutions to this problem. The information gathered will be analyzed and reviewed to identify the most effective causes and solutions to this problem.

I chose primarily single sources that explained in depth the causal factors that influenced healthcare inaccessibility in the United States. I mainly looked for articles from both professional and non-professional perspectives. The use of articles is critical in listening to people’s crieswworldwideng stories and determining the extent to which they are affected by a lack of access to healthcare.

Healthcare in the United States has a fascinating history. The vast belief in capitalism is thought to be the root cause of the current healthcare problems (Lazar & Davenport, 2018). This is because lower-income people in capitalism do not have access to health care due to financial constraints. The history of insurance began in the early 1900s when Theodore Roosevelt believed that a great country is defined by its citizens’ good health (Lazar & Davenport, 2018). The 1970s saw a push for a formalized health insurance system, though this did not include universal health care because the ACA opposed it (Lazar & Davenport, 2018). This was due to increased government insurance companies becoming obsolete and reducing their profit margins. Healthcare reforms began in 2008 when large corporations were required to provide medical coverage to their employees (Lazar & Davenport, 2018). There were plans to disband the ACA entirely in 2016. (Lazar & Davenport, 2018).

When gathering information, I used document review as my primary method. This was the most convenient method because all I had to do was look for sources and read through them to find the information I needed. This is much easier than other methods, such as interviews. I would need to interview many people to obtain conclusive results from interviews. Document review also assisted me in understanding the history of healthcare services in the United States.

Previous research on the subject primarily concentrated on the significant issues affecting healthcare in the country. The primary goal was to identify thesignificantrppsproblemsproblemsss that citizens face when attempting to obtain healthcare services. According to these studies, the main issue they face is a lack of access to healthcare services.

According to my research, most people believe that a lack of financial stability is the root cause of inaccessibility to healthcare services (Lazar & Davenport, 2018). People believe that the main barrier to adequate health care is that most citizens cannot afford it. Many citizens suffer from health problems and are completely helpless because they cannot afford insurance coverage due to unemployment or other factors.

The literature will provide answers to two significant questions. The first question that will be addressed is what is causing the country’s inefficiency in healthcare accessibility. The literature describes the obstacles to healthcare access. The second question addressed by the literature is how to address the issue of healthcare inaccessibility. The literature will seek to provide potential solutions to the United States citizens’ lack of access to healthcare.

I gathered some of the root causes of healthcare inaccessibility in Malerie Lazar’s article. The article focuses more on low-income than high-income families (Lazar & Davenport, 2018). According to the report, a low-income family is more likely to face various access issues to healthcare services (Lazar & Davenport, 2018). Lazar explains how low-income families choose affordable foods over healthy foods. Non-organic foods with lower nutritional value are the most affordable in the United States. This forces most low-income families to eat unhealthy foods and increases the number of times they visit the hospital for health reasons. The increased frequency of these hospital visits results in a lack of hospital resources and an increase in unmanageable hospital rates for low-income families (Lazar & Davenport, 2018).

The article also discusses a lack of education contributing to a lack of access to healthcare services (Lazar & Davenport, 2018). Some of these low-income families have had limited access to educational opportunities. Some of them may be school dropouts, owing to family demands; they cannot complete their education and must seek alternative sources of income. Education is critical in determining the type of lifestyle that will be pursued. With this in mind, a lack of education leads to unemployment and, as a result, a lack of income that allows a person to access health care services.

According to Lazar, health insurance complications are also a major cause of citizens in the United States’ lack of access to healthcare services (Lazar & Davenport, 2018). Laza believes the current healthcare financing system is insufficient (Lazar & Davenport, 2018). The current system has failed to control the rapid rise in healthcare costs and to accommodate the growing population (Lazar & Davenport, 2018). The government has not laid the groundwork for people to obtain affordable health insurance.

According to Lazar’s article, citizens’ distrust of healthcare providers contributes to poor access to healthcare services (Lazar & Davenport, 2018). The country’s healthcare system has earned high distrust over the years. According to statistics, 20% and 80% of respondents express doubt about the healthcare system. People’s distrust of the healthcare system has led them to seek alternative treatment methods, such as home remedies, which, in the long run, are not as effective or as accurate in their benefits as healthcare provided in hospitals.

Karen L Posner’s article gave me a good understanding of insurance policy issues and how they contribute to a lack of access to healthcare services (Posner, 2020). The existing insurance policies have resulted in the high costs of medical care services such as insurance. The annual deductibles that reset at the beginning of each year in the United States leave American citizens with massive medical care bills at the start of each year. Most low-income families cannot afford these costs and, as a result, do not obtain medical insurance coverage, leaving them vulnerable to large hospital bills. The high insurance cost discourages people from seeking professional healthcare because the rates are too high to afford.

According to Posner’s article, discussions about health insurance policies are needed to create reform. Posner believes that health insurance policies should be changed to meet the health needs of all citizens, regardless of income (Posner, 2020). Posner also believes that increasing funding for the Children’s Health Insurance Program will help children from low-income families get adequate health care (Posner, 2020). The ACA market reforms must be preserved in addition to funding the Children’s Health Insurance Program. Individual insurance markets must be stabilized, too, to serve even more citizens. As a result, medical costs will fall, and more people will be able to afford healthcare services.

I learned about the inequality in America’s healthcare system and its effects on people and their access to healthcare services from Samuel L Dickman’s article. According to Dickman, economic inequality has been accompanied by an increased lens associated with health access and outcomes ( Dickman et al., 2017). The rise in economic inequality has increased the gap between the life expectancy of the high-income population and that of the low-income population. Dickman and colleagues (2017).

According to statistics, there is a ten to fifteen-year difference in life expectancy between the high-income and low-income populations ( Dickman et al., 2017). According to the statistics, the healthcare system in the United States primarily focuses on those who can afford the high prices of the services they provide. The policy does not consider low-income people’s inability to afford healthcare. Dickman insists that to close the life expectancy gap; healthcare policies should be able to serve those with low income ( Dickman et al., 2017). In addition to reviewing policies, the government must find a way to promote economic equality too to allow the low-income population to generate more income. As a result, they will be able to afford costly healthcare services.

Finally, low income is the primary cause of poor access to healthcare services. Most of those who lack access to medical care are low-income. During my research, I realized that low-income families require access to affordable healthcare services. However, despite identifying the root causes and how they affect access to healthcare, the research was unable to find the best solution to the problem of healthcare access.

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References

Dickman, S. L., Himmelstein, D. U., & Woolhandler, S. (2017). Inequality and the healthcare system in the USA. The Lancet, 389(10077), 1431-1441. https://doi.org/10.1016/S0140-6736(17)30398-7

Lazar, M., & Davenport, L. (2018). Barriers to health care access for low-income families: A review literature review. Journal of Community Health Nursing, 35(1), 28–37. https://doi.org/10.1080/07370016.2018.1404832

Posner, K. L. (2020). Exposed: Why our health insurance is incomplete and what can be done about it. Anesthesia & Analgesia, 131(5), e214-e215. https://doi.org/10.1213/ANE.0000000000005133

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Question 

Select a recent Health Care Legislature (withinfive5 years)

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